The Lifetime ISA (LISA) is the newest entry to the individual savings market and Daly Park looks at how you can use it.
Retirement may not be a high priority in your 20s but you have the best chance to prepare.
In your 30s, you may find your priorities change especially as you get on the property ladder, get married and maybe start a family. You will find a lot of calls on your finances.
With around 20 years left until you retire – if you’re lucky! – now could be a good time to have a look at your pension pot and review how it is invested.